Texas First Mortgage, an affiliate of Texas First Bank, knows your home loan needs are as unique as your personality. The Texas First Mortgage Experts are easily accessible and focused on fulfilling your homeownership and financing goals. Whether your priority is the lowest payment possible, no money down, or a low interest rate; we have the experience and resources to meet your needs.

If you are interested in this promotion or to hear about any of our offers, please call Sally at 281-337-4741 or toll free 800.551.4862.


The following information will give you estimated figures in the process to purchase your home. The information is based on the rates posted on our site, and a loan amount of $150,000.00 with a 20% ($30,000)down payment. Please remember these costs are estimates and to call us for more information.

For a 30 year fixed conventional loan with an interest rate of 6.375% and an APR of 6.624%%, your monthly principal and interest payment would be $748.64. Texas First Mortgage requires a 1% origination fee ($1200.00). The estimated prepaid finance charges are calculated at $3,067.00.

For a conventional 15 year fixed with an interest rate of 6.0%% and an APR of 6.405%, your monthly principal and interest payment would be $1,012.63. Texas First Mortgage requires a 1% origination fee ($1200.00). The estimated prepaid finance charges are calculated at $3,054.50.

For a 30 Year Fixed Texas Cash Out with an interest rate of 6.75% and an APR of 7.008%, your monthly principal and interest payment would be $738.65. Texas First Mortgage requires a 1% origination fee ($1200.00). The estimated prepaid finance charges are calculated at $3,107.00.

For a conventional 3/1 ARM with an interest rate of 5.875% and an APR of 6.117%, your monthly principal and interest payment would be $709.85. Texas First Mortgage requires a 1% origination fee ($1200.00). The estimated prepaid finance charges are calculated at $3,077.83.

ARM Features are as follows: P & I $662.64; Time Initial Rate is Fixed 36 Months; Index 5.22%; Margin 2.75%; Adjustment after Initial Period Expires 2%; Max Life Caps Over/Under 2%/6%; Max Monthly Principal and Initial Payment $818.61; Earliest Year Maximum payment could apply 72 months.

Mortgage Rate Chart

  30 Year Fixed 3/1 Adjustable 15 Year Fixed 30 TX Equity Fixed
Rate 6.375% 5.875% 6.5% 6.75%
APR 6.624% 6.278% 6.405% 7.008%

Need a mortgage?
Texas First Mortgage is here to help!

Calculate payments and savings plans.