This account is our premiere account. With an exciting range of benefits for a low monthly membership fee, everyone wants to be a member of our club. Our benefits include the following: unlimited check writing, a special price on our custom style checks, travel discounts, identity theft insurance, road side assistance and FREE money orders and cashier checks.
Complimentary Companion Airfare, Weekend Getaways, Identity Theft Insurance with Fraud Assistance, Check Protection and many more benefits await you when you become part of the club.
| Our Club Basic Plan ($15,000 AD&D insurance*) $8.00 |
| Our Club Elite Plan ($40,000 AD&D insurance*) $10.00 |
Learn More about the benefits available to you through this checking account.
*Accidental Death & Dismemberment insurance is not a deposit, not FDIC insured, not insured by any Federal Government Agency, not guaranteed by the Bank and may go down in value.
This FREE account is especially designed for those customers who are 50 years old and older. Our benefits include the following: no monthly service charge, unlimited check writing, a special price on our custom style checks, FREE money orders and cashier checks.
This account includes no minimum balance or monthly fee. This account provides online monthly statements.
A simple, low cost plan for the person with minimal account activity. The benefits include: First 10 debits each month are FREE; additional debits $.40 each (debits include checks paid, withdrawals, check cards transactions, automatic transfers or payments).
| Minimum Balance: | $200 or more at all times, no service charge $0 - $199, service charge of $4 monthly |
Earn interest AND have unlimited check writing privileges with this account. Ask about our current tiered rates. Our Club Elite benefits are available for an additional $10 monthly.
| Minimum to Open: | $2,500 |
| Texas First Checking | Texas First Today Account | Texas First Our Club Basic** | Texas First Our Club Elite** | Texas First Money Maker* | Texas First Silver Stars** (Age 50+) | |
|---|---|---|---|---|---|---|
| Minimum Balance to Open | $50.00 | $50.00 | $50.00 | $50.00 | $2,500.00 | $50.00 |
| Monthly Fee | $4.00 | X | $8.00 | $10.00 | $15.00 | X |
| Minimum Balance | $200.00 | X | X | X | $2,500.00 | X |
| Cost of Addt'l Debits | Over 10 $0.40 ea | X | X | X | X | X |
| Interest Tiers | X | X | X | X | $.01 - $25,000 $25,000.01 - $50,000.00 $50,000.01 - $250,000.00 $250,000.01+ |
X |
| Visa Checkcard | Yes | Yes | Yes | Yes | Yes | Yes |
| Internet | Free | Free | Free | Free | Free | Free |
| Unlimited Check Writing | X | Yes | Yes | Yes | Yes | Yes |
*Our Club Elite benefits can be added to this account for an additional $10.00
**Service Charges for Money Orders, Cashiers Checks and Notary are waived.
For businesses with low transaction volume.
| Minimum to Open: | $100 |
| Minimum Balance: | $2,500 and up no charge $0 - $2,499 charge of $7 monthly |
| Processed Items: | 200 no charge additional items $.20 each |
A full-service business checking account for businesses with high activity volume or higher average balance. Monthly fee and per-item charges are calculated by account analysis. Fees may be directly offset with an earnings credit based on collected account balances.
Our Money Market account has these features:
| Minimum to Open: | $2,500 |
| Minimum Balance: | $2,500 and up no charge $0 - $2,499 charge of $15 monthly |
| Monthly Withdrawals: | Six no charge (no more than three to a third party) additional withdrawals $20 each |
| Interest Rate: | Variable |
| Interest Tiers: | $.01 - $25,000 $25,000.01 - $50,000 $50,000.01 - $250,000.00 $250,000.01 and up |
For the sole proprietor who wants to earn interest:
| Minimum to Open: | $2,500 |
| Minimum Balance: | $2,500 and up no charge $0 - $2,499 charge of $15 monthly |
| Interest Tiers: | $.01 - $25,000 $25,000.01 - $50,000 $50,000.01 - $250,000.00 $250,000.01 and up |
| Debits: | 50 FREE additional items $.30 each |
* Commercial accounts may be converted to analysis at Bank discretion without notice.
| Texas First Small Business Checking | Texas First Commercial Money Market | Texas First Rewards for Sole Proprietors* | |
|---|---|---|---|
| Minimum Balance to Open | $100.00 | $2,500.00 | $2,500.00 |
| Monthly Fee | $2,500 and up no charge $0 - $2,499 charge of $7 monthly |
$2,500 and up no charge $0 - $2,499 charge of $15 monthly |
$2,500 and up no charge $0 - $2,499 charge of $15 monthly |
| Items per Month FREE | 200 | 6 | 50 |
| Additional Items | $0.20 | $20.00 | $0.30 |
| Visa Checkcard | Yes | X | Yes |
| Interest | X | $.01 - $25,000 $25,000.01 - $50,000 $50,000.01 - $250,000.00 $250,000.01+ |
$.01 - $25,000 $25,000.01 - $50,000 $50,000.01 - $250,000.00 $250,000.01+ |
Calculate payments and savings plans.
To report a lost or stolen VISA Checkcard: call 1.800.554.8969 Credit Card: call 1.800.325.3678
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Member FDIC |  |
Equal Housing Lender |
